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Old 03-31-2010, 02:19 PM
Good Dad Good Dad is offline
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Join Date: Mar 2010
Default Family Finance dilemma-what should I do?

Hi,

My wife wanted a Nail Salon and a house. She said she would choose open the Salon first if we could not do both this year, even though she wanted that house. She is only 24 yrs old and we married for 5 yrs. I wanted her to learn to manage the store herself to gain more experience for future business, so I put her name only on the Salon but I helped everything to put the Salon to operation from the ground up. I also planned to buy the house she wanted. After first week of opening the Salon, she was under much pressure (not many customers, not the way she expected, etc..) we argued and she said she did not want the store anymore and if I wanted it, she gave it back to me or sell it. I convinced her and resolved our problem. But then she said she did not want the house anymore. Because I planned to buy that house for her, and understood she was undergoing a big change in her life, etc... so I continued to ask her to buy the house. She did not want, then she agreed to take her name off the contract so I could proceed with my name alone. Sometimes she realized her name was not on that house so she was not happy, but then other time she said over and over she did not want it. So we argued a lot due to her changes. Now the house Closing is just a few days and with the Salon opened a month with profit now (not a loss), my wife wanted 2 things: 1) separation so she could have sometime alone 2) the Salon with its Bank account.

Before we opened the Salon, she could not borrow the money. I then helped her put my name on the application but the Bank gave us so much trouble, then I told her just forgot it and use our money. All I thought along was to do something for her...But now she wanted separation and the store and said I kept my money, the house on my name, and she kept her money, the Salon, and its bank, etc...I'm in a dilemma because I did not want to buy that house just for me because I did not need it and beside my job could be jeapadized anytime. So with the Salon, she earned about $6K a month after paying all expenses and for the house I will have to pay over $1500 a month for the loan..If she stays with me, then $3K of the $6K would be her salary just like she works for someone else and the $3K would be paid to the cost to start up the Salon but all these $6K would go to the family bank account. If she wants separation and the Salon with its bank now, all the $6K would be hers since she would not have to pay $3K for the cost to start up the Salon. She saw the opportunity and took it, pretending she got under much pressure, we argued and we did not get along, I was not the husband I used to be, etc...

THe question is: can she keep the Salon's bank account for herself? it was my proposal that acount as a placeholder on her name only....Is it right for her to do that? I still have the family bank account with our names on it and she still has the Debit card and sometimes she still uses it, even with expenses for the store....What would be the best solution for me, for us, etc..and still avoiding the Divorce? She has said it many times she did not want a divorce, she only wanted some space for herself to think whether she still wanted this family and come back or else...Please help. Thank you very much.
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